From the coffee shop to the food court, there are lots of ways youre spending cash while you’re trying to earn it! HFG helps you stay on the money at work.
You spend one-third of your life at work, so you probably outlay more money than you think while you’re there. Morning coffees, takeaway lunches and afternoon treats all add up — so check out these seven ways to save dollars and improve your health at the same time.
1 Skip brekkie on the run
A takeaway breakfast wrap or cafe muffin might seem like a good way to save time — but it can be a drain on your bank account. Ten minutes is all you need in the morning to throw together a quick and nutritious breakfast like peanut butter and banana on toast, or a homemade smoothie with rolled oats and fruit. Skip the snooze button and hit the kitchen 10 minutes earlier!
2 Smell the beans
The average cost of a latte in Australia is $4.20. If you buy one a day, thats more than $1500 a year! By comparison, a coffee made with a coffee pod and a cup of milk costs just $1.05 — that represents a saving of over $1000 annually. A coffee machine is a bit of an investment, but it pays off in the long run.
3 Move more, sit less
Here’s an alarming stat: Australians spend more than 10 hours sitting each day. Research links excessive sedentary behavior to poor health such as increased risk of type 2 diabetes. So, get moving! Your lunch break is a great chance to head outside for exercise. And … a brisk walk around the park or a workout using outdoor park gym equipment is free — so you can bin the costly gym membership.
4 Pack your lunch
The average Australian spends $1548 on work lunches each year. That equates to $5.95 a day if you buy your lunch five days a week, 52 weeks a year — which is far more than the cost of taking a packed lunch each day. A homemade egg and salad roll, for example, costs just $2. Make a habit of bringing your own lunch to work — even if it’s just a few days a week — and it’ll really add up.
5 Snack smart
Regular trips to the vending machine and cafe for snacks such as chocolate bars, chips and pastries can be costly and add unnecessary kilojoules, saturated fat and sugar to your diet. When hunger pangs strike, opt for a piece of fresh fruit or a few spoonfuls of plain, natural yoghurt from a big value-for-money tub. Not only will it spare your wallet, it’ll boost your nutrition too!
6 Rethink your commute
Petrol bills, road tolls, train fares and bus rides can all chip away at your bank balance — and while most of these expenses are inevitable, you could cut costs a little by shortening your commute and walking part of the way to work. Itll help you reach your 10,000 daily steps too, so it’s a win-win!
7 Consider meal prep
On busy weekdays, grabbing takeaway on the way home can seem like an easy fallback for your evening meal — but it’s not always the best thing for your hip pocket or your waistline. A little simple meal prep on the weekend will go a long way indeed. Whip up a vegie-packed pasta sauce, healthy soup or a batch of chilli con carne. Freeze it in individual portions, so all you have to do is defrost, reheat and eat, rather than dial Uber Eats after a busy day at work. Money in the bank!